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You are here: Home / News / Microchips in credit cards will soon be the norm

Microchips in credit cards will soon be the norm

June 8, 2015 By WRN Contributor

The vast majority of credit cards in the U.S. will soon be much more secure.

The major credit card companies are telling banks and credit unions to replace the traditional magnetic strip cards with cards that include a small microchip, by the end of September.

After that deadline, the issuers or stores that don’t upgrade their equipment would be held liable for fraud complaints.

CUNA Mutual consultant Robert Jarosinski says it will take a while to make the transition. He says the chip cards create a unique code with every purchase. That makes it nearly impossible for scammers to copy the magnetic strip from a card, and make a duplicate card.

WHBY

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