It’s tax day and, despite having months to prepare, plenty of people are expected to wait until the last minute to file their returns.

Taxpayers have until midnight tonight to submit returns electronically or to have them postmarked. For those who can’t make that deadline, state Department of Revenue Secretary Rick Chandler says they should file for an extension.

AUDIO: Sec. Rick Chandler

Extensions should be filed with the IRS, which will automatically apply to state returns as well. The extension lasts through October 15th.

However, Chandler says you will still need to pay any taxes owed by today’s deadline, even if it’s just an estimated amount. Those who fail to make that payment will be owe interest. The state charges an interest rate of one percent a month, until the amount due is paid in full.

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