Linda Gorman of The Wisconsin Policy Research Institute says the way to curb the high costs of health insurance involves making people believe they are spending their own money on health care, as well as a "competitive health care system."
A recently released report by Gorman supports insurance policies with higher deductibles and health savings accounts. The idea is that insurance companies who provide benefits such as an annual physical often tack on administrative costs through their processing, thus leading to higher rates. However if a worker is able to get the money to pay the physician themselves, the bureaucracy is minimized and saves money.
She specifically cites Milwaukee as having high health insurance costs, 27-55% above the national average